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One honest view of rates, charges and fine print across 20+ lenders. Free, instant, no signup — your details go only where you send them.
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Build for clarity and transparency - so you can compare and choose with complete confidence
Compare OffersTransparent Fees
No hidden charges or surprise costs
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See estimated timelines before applying.
RBI-Aligned Comparisons
Easy side-by-side lender comparison.
Verified Lenders
Trusted banks and NBFC partners.
Safe Gold Handling
Secure storage and verified processes.
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Guidance whenever you need help.
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Plan your gold loan with instant calculations for EMI,
eligibility, and required gold value.
The honest FAQ
Everything you need to know about comparing gold loans
No. Comparing gold loan interest rates on Sonafin is completely free, with no signup and no hidden charges. We don't take a cut from you — lenders pay us a standard referral fee only when you choose to apply, and that never changes the rate you're shown.
Most comparison sites rank banks that pay them the most. We don't. Every lender is ranked purely on interest rate, LTV, processing fees, and foreclosure charges — so you always see the genuinely lowest gold loan interest rate first, not a paid placement.
We compare gold loan rates from 20+ RBI-regulated banks and NBFCs, including SBI, HDFC Bank, ICICI Bank, Canara Bank, Muthoot Finance, Manappuram, Bank of Baroda, and more. Every partner is verified, so you only compare offers from trusted, regulated lenders.
Comparing gold loan offers on Sonafin has zero impact on your credit score — it's just information. A credit check only happens if you choose to formally apply with a lender, and gold loans are secured against your gold, so approval depends far less on your score than an unsecured loan would.
SonaSwitch is our gold loan balance transfer service. If you're paying a high interest rate on an existing gold loan, we find you a lender with a lower rate and handle the transfer — no branch visits, no paperwork. Many borrowers cut their interest rate by several percentage points and save thousands over their tenure.