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Compare gold loans. Pay less interest.

One honest view of rates, charges and fine print across 20+ lenders. Free, instant, no signup — your details go only where you send them.

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Compare Gold Loans

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In under 60 seconds

2-minute comparison

From top lenders

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SonaSwitch

Already have a gold loan? Switch. Save lakhs.

If you're paying more than 11% on your gold loan, you're overpaying. We'll find you a better rate and handle the switch — no branch visits, no paperwork chaos.

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

SonaSwitch

Already have a gold loan? Switch. Save lakhs.

If you're paying more than 11% on your gold loan, you're overpaying. We'll find you a better rate and handle the switch — no branch visits, no paperwork chaos.

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

SonaSwitch

Already have a gold loan? Switch. Save lakhs.

If you're paying more than 11% on your gold loan, you're overpaying. We'll find you a better rate and handle the switch — no branch visits, no paperwork chaos.

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

"Switched my ₹6L loan from 18% to 9.4%. Saved ₹24,500 in one year."

Name Surname

Why trust Sonafin

Compare with Confidence

Build for clarity and transparency - so you can compare and choose with complete confidence

Compare Offers

Transparent Fees

No hidden charges or surprise costs

Fast Approval Insights

See estimated timelines before applying.

RBI-Aligned Comparisons

Easy side-by-side lender comparison.

Verified Lenders

Trusted banks and NBFC partners.

Safe Gold Handling

Secure storage and verified processes.

Dedicated Support

Guidance whenever you need help.

How SonaFin works

Three steps. Zero chasing. Full transparency.

Gold loan rates vary wildly across lenders — and most comparison tools
are paid to push certain banks. We show you everything, ranked
honestly.

Compare Gold Loans

Tell us your needs

Loan amount, gold weight, purity, pincode. Takes two minutes, no signup.

See every offer, side by side

Rates, LTV, processing fees, foreclosure charges — all in one table. No selective hiding.

Apply with the lender you pick

We connect you with the lender you choose. No markups on the rate you see.

From The Blog

Plain-English guides.
No Jargon, No Agenda.

100+ schemes

More options across lenders—mapped to your eligibility.

Personalized recommendations

Best matches based on LTV, charges, and timelines.

Switch loan support

Compare switching offers and reduce your effective cost.

Faster approval

Shortlist lenders that align with your disbursal timeline.

Transparent charges

See fee breakdown and total cost before you proceed.

Explore All Guides

Compare & Save

Compare Top Gold Loan Offers

Side-by-side clarity: interest rate, LTV, fees, approval time—
plus a Best Match badge.

Best match

HDFC Bank

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Best match

Kotak

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Best match

Bajaj Finserv

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Best match

HDFC Bank

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Manappuram
Finance Ltd

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Canara Bank

Verified partner

8.45%

Interest Rate

8.45%

Interest Rate

8.45%

Interest Rate

Processing Fee

0.50%

Compare Offer

Compare All Offers

Compare & Save

Compare Top Gold Loan Offers

Side-by-side clarity: interest rate, LTV, fees, approval time —plus a Best Match badge.

Lender

Max LTV

Tenure

Processing Fee

Disbursal Time

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

75%

12 Years

0.50%

2 Hrs

Apply

Compare All Offers Compare All Offers

Loan Planning Tools

Smart Calculators for Better
Decisions

Plan your gold loan with instant calculations for EMI, eligibility, and
required gold value.

EMI Calculator

Estimate your monthly repayments before you apply

Calculate EMI

Interest Calculator

Check your monthly interest amount based on loan amount.

Calculate Interest

Bullet Calculator

Know how much gold may be required for your target loan.

Calculate Gold Needed

Instant Results

Get real-time calculations in seconds.

Based on Real Lender Criteria

Accurate results using verified lender parameters.

No Personal Data Required

100% secure and private calculations.

Testimonial

See Why Customers Choose SonaFin

"The comparison was clear and transparent. No hidden charges, just the information I needed to make the right choice."

Priya M., Chennai

"I switched my gold loan through Sonafin and reduced my monthly payments. The process was smooth from start to finish."

Amit K., Mumbai

"I liked that I could compare trusted lenders in one place instead of visiting each bank individually. It saved me a lot of time."

Neha R., Hyderabad

"Simple, fast, and easy to use. I quickly found a better gold loan offer with a lower interest rate."

Arjun P., Pune

"Sonafin helped me compare multiple lenders in minutes. I found a much better interest rate than my current loan."

Rahul S., Bengaluru

Explore All Guides

Loan Requirement Form

Tell Us Your Loan Requirements

Answer a few simple questions and we'll help you find the most suitable loan options based on your needs.

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The honest FAQ

Everything you need to know before starting CHEK Integrated Health Foundation.

Does Sonafin charge anything to compare gold loan interest rates?

No. Comparing gold loan interest rates on Sonafin is completely free, with no signup and no hidden charges. We don't take a cut from you — lenders pay us a standard referral fee only when you choose to apply, and that never changes the rate you're shown.

How does Sonafin stay unbiased when comparing lenders?

Most comparison sites rank banks that pay them the most. We don't. Every lender is ranked purely on interest rate, LTV, processing fees, and foreclosure charges — so you always see the genuinely lowest gold loan interest rate first, not a paid placement.

Which banks and NBFCs does Sonafin compare?

We compare gold loan rates from 20+ RBI-regulated banks and NBFCs, including SBI, HDFC Bank, ICICI Bank, Canara Bank, Muthoot Finance, Manappuram, Bank of Baroda, and more. Every partner is verified, so you only compare offers from trusted, regulated lenders.

Will comparing or applying for a gold loan affect my credit score?

Comparing gold loan offers on Sonafin has zero impact on your credit score — it's just information. A credit check only happens if you choose to formally apply with a lender, and gold loans are secured against your gold, so approval depends far less on your score than an unsecured loan would.

What is SonaSwitch and how does it lower my gold loan interest rate?

SonaSwitch is our gold loan balance transfer service. If you're paying a high interest rate on an existing gold loan, we find you a lender with a lower rate and handle the transfer — no branch visits, no paperwork. Many borrowers cut their interest rate by several percentage points and save thousands over their tenure.

Save an average of 2.1% p.a.

Stop overpaying on your gold loan.

Two minutes. No signup. No sales calls. Just the most honest gold-loan comparison in India.

Switch My Existing Loan Compare Gold Loan

Trusted Lending Network

Trusted Lender Partners

Build for clarity and transparency - so you can compare and choose with complete confidence

HDFC Bank

Verified partner

Manappuram Finance Ltd

Verified partner

Canara Bank

Verified partner

Indian Bank

Verified partner

Bank of Baroda

Verified partner

Bajaj Finserv

Verified partner

Bank of India

Verified partner

Fedbank

Verified partner

Compare with confidence